                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}\\
                &\multicolumn{1}{c}{Value total}&\multicolumn{1}{c}{Value Deposit}&\multicolumn{1}{c}{Value Withdrawal}&\multicolumn{1}{c}{Value Transfer}&\multicolumn{1}{c}{Value Airtime}&\multicolumn{1}{c}{Net Deposit Value}\\
\midrule
Saving          &   -2.940         &   -0.038         &   -2.902         &   -0.147         &   -0.094\sym{**} &    2.864         \\
                &  (2.948)         &  (1.961)         &  (2.002)         &  (0.272)         &  (0.039)         &  (2.649)         \\
\addlinespace
Mobile Banking  &   29.519\sym{***}&   13.803\sym{***}&   15.716\sym{***}&    0.300         &    0.095\sym{*}  &   -1.913         \\
                &  (3.722)         &  (2.404)         &  (2.559)         &  (0.292)         &  (0.052)         &  (3.287)         \\
\midrule
Observations    &    60000         &    60000         &    60000         &    60000         &    60000         &    60000         \\
Control Means   &   11.345         &    1.944         &    9.402         &    0.282         &    0.185         &   -7.458         \\
p-Value Saving=MB&    0.000         &    0.000         &    0.000         &    0.084         &    0.000         &    0.164         \\
Wave FE         &      Yes         &      Yes         &      Yes         &      Yes         &      Yes         &      Yes         \\
